For parents helping a child buy

When a family puts money behind a purchase, two questions get asked at once. The buyer asks whether they can afford it. The parents ask whether it is worth what is being paid. The first question is the lender's. The second is the one nobody in the transaction answers for the family, because everyone else in it is paid by the seller.

This page is for the parent. It does not say whether you should help, how much, or in what form; those are your family's decisions, and the family-help pages say which professional answers each part of them. It covers the narrower thing your money depends on: how to look at the price of one property before anyone offers.

Start with the free check, before Saturday

Paste the listing link into the free listing check. In about a minute it reads three things off that exact listing: how much competition the campaign suggests, what the wording gives away, and what the price format ("offers over", a guide, a range, no price at all) is doing. It asks for an email address so the check can be saved to you, and nothing else: no card, no call, and nobody contacts the agent.

It is an automated read of the listing, and it is honest about that. The recorded sales, the fair-value range and the three numbers to negotiate with are in the report, which is checked before it ships.

If your son or daughter found the place, send them the link and ask them to run it, or run it yourself on the listing they sent you. Either way you are both looking at the same facts before the open home, not the same feelings.

Three checks before you help them offer

The checklist has the full version. In short:

What it last sold for, and when. It is on the public record, and it says more about the vendor's position than anything the campaign will.
How long it has been on the market, and what the price has done. A relisting, a price change or a long campaign each tells you something the photos do not.
What recorded sales of comparable homes support. The price guide is the agent's figure for the vendor. The comparables are the evidence, and the report shows them in full.

What the report gives both generations

A Property Decision Report is one property, in writing, from the buyer's side: the fair-value range built from recorded comparable sales, where the asking price sits against it, what the campaign and the vendor's position suggest, the risks that matter for this property, and the opening, target and walk-away numbers to negotiate with. It is the same report whoever orders it. What changes in a family purchase is who reads it.

For the buyer, it is the evidence behind the offer. For the parents, it is an independent check on the price their money is going into, from someone who is not the agent, not the vendor and not the lender. Both can read the same document, and the comparables are shown in full so either can check the working.

The pack for a shortlist

Families rarely settle on one property first time. The three-report pack, $249 for three properties, is built for a shortlist: each of three addresses gets the full report, and the family compares them on the same evidence. Every pack is the same full report; only the number of properties changes. The five-report pack is $349.

Each report is delivered within 24 hours, which is fast enough to run one on a property before the next inspection rather than after the offer.

What the report is not

It is not a valuation, and it does not say whether a family should help, how much, or in what form. Some parents also ask how a gift might affect the age pension, what going guarantor puts at risk, or what happens to a contribution if the couple later separates. Those are questions for a licensed professional, and the family-help hub says which one for each. The report answers the narrower question the money depends on: what this property is worth against what similar ones have actually sold for.

Who is behind it

Not an agent. Nobody here is paid to sell a property, and we never contact the selling agent or the vendor about your purchase.
An Australian business. The Buyers Grail is T&H Collective Pty Ltd, ACN 687 127 984.
A real person answers. Every report is checked before it ships, and Theo Holmes reads any report the check flags. If anything in yours does not make sense, reply to the email it arrives in.
Paid the same whether you buy or walk. The best answer a report can give is sometimes "not this one", and that only means anything if the fee does not depend on the outcome.
A person to ask first. Message Theo on WhatsApp. No call to book, no sales script.

How to order for a family purchase

Either generation can order. The report is delivered by email and can be shared, so a parent ordering on the buyer's behalf needs only the listing link, and a buyer ordering with a parent's help can forward it the day it arrives.

The Buyers Grail · T&H Collective Pty Ltd · ACN 687 127 984 · howdy@thebuyersgrail.com